Debt Free The Easy Way
Christmas, Parenting and Debt
Dec 13th
The Christmas season is upon us with Christmas Day being less than a month away. With that, for many, the anxiety level may already be on the rise due to the expense the season usually incurs. If you find yourself in this position, consider some truths that can help you make it through.
As a parent [...]
Reducing Debt & Stress together
Dec 12th
The traditional medicine lays a lot of emphasis on eradicating the cause rather than treating the prevailing symptoms. This has been derived through centuries of research, experimentation and experience.
This is no different if you are stressed out because of your financial situation. In fact debt is the top most reason for anyone to have stress. [...]
Tips & Tricks To Help Clear Debts
Dec 12th
There are situations when it becomes rather difficult for anyone to pay off their debts. The situation worsens as the principle amount increases each month as you continue to shop for groceries and just pay the minimum amount. This is when you need to reevaluate your debts and take control of them!
In order to get [...]
Managing Credit Card Debt
Dec 12th
Credit cards were primarily invented to protect people from the dangers of carrying large sums of cash and offer a small credit line for any unforeseen eventuality. What was realized by the card companies was its potential for generating significant revenue through interest. This meant that the unwary were put into a debt spiral. Many [...]
Stay Out of Debt With These Money Saving Tips
Nov 29th
In these hard times it is more important than ever to stay out of debt and to set aside money for a rainy day. Here are five tips for getting organized and starting to save.
Allocate Your Savings as a Payroll Deduction
Decide on an amount to be taken from your payroll check and deposited directly into [...]
Student Loans – Consolidating Your Debt
Nov 29th
Consumer reports reveal that the cost of education in the United States is much higher compared to other countries. To most, this may seem the only way to get a good job after graduation. Many decide to apply for a loan from various sources which is much easier than getting a competitive scholarship.
When the student [...]
How to Get Out of Debt Without a Second Job
Nov 29th
There are things you can do to help you get out of debt and build your savings account. All that is required is patience and discipline.
These debt tips are for people who have more money coming in than what they need to pay on their monthly bills, including credit cards. If you owe more than [...]
Being Blacklisted – Know The Facts
Nov 29th
A blacklist is a register of persons who have been ‘red-flagged’ as a credit liability and are therefore denied access to loaning money through banks and other financial institutions. In South Africa you may be credit blacklisted because of your failure to settle your debt. However, being blacklisted is not something one should be ashamed [...]
How to Manage Debt Stress
Nov 25th
The recession has affected the lives of many people in many many ways. Some have lost their jobs and others have lost their businesses. But the most common issue faced by the majority of people is the increasing stress due to financial issues.
There are many factors that cause stress; with unemployment and inability to pay [...]