Archive for November, 2009

Stay Out of Debt With These Money Saving Tips

In these hard times it is more important than ever to stay out of debt and to set aside money for a rainy day. Here are five tips for getting organized and starting to save.
Allocate Your Savings as a Payroll Deduction
Decide on an amount to be taken from your payroll check and deposited directly into [...]

Student Loans – Consolidating Your Debt

Consumer reports reveal that the cost of education in the United States is much higher compared to other countries. To most, this may seem the only way to get a good job after graduation. Many decide to apply for a loan from various sources which is much easier than getting a competitive scholarship.
When the student [...]

Five Ways A Credit Monitoring Service Helps Rebuild Your Credit

One of the most effective ways to repair your post-bankruptcy credit is to get new credit. But, as you get that new credit you need an efficient way to monitor the effect it is having on your credit report. To do that, you should use a credit monitoring service. While you can do the monitoring [...]

How to Get Out of Debt Without a Second Job

There are things you can do to help you get out of debt and build your savings account. All that is required is patience and discipline.
These debt tips are for people who have more money coming in than what they need to pay on their monthly bills, including credit cards. If you owe more than [...]

Being Blacklisted – Know The Facts

A blacklist is a register of persons who have been ‘red-flagged’ as a credit liability and are therefore denied access to loaning money through banks and other financial institutions. In South Africa you may be credit blacklisted because of your failure to settle your debt. However, being blacklisted is not something one should be ashamed [...]

How to Manage Debt Stress

The recession has affected the lives of many people in many many ways. Some have lost their jobs and others have lost their businesses. But the most common issue faced by the majority of people is the increasing stress due to financial issues.
There are many factors that cause stress; with unemployment and inability to pay [...]

How To Manage Your Debt

If you feel that it is getting more and more difficult for you to pay off your credit card and loan bills every month, this may be the time to start re-considering your finances, its may be that light bulb moment we sometimes get that means we must do something. Bad financial decisions can affect [...]