Managing Debt

Tips & Tricks To Help Clear Debts

There are situations when it becomes rather difficult for anyone to pay off their debts. The situation worsens as the principle amount increases each month as you continue to shop for groceries and just pay the minimum amount. This is when you need to reevaluate your debts and take control of them!
In order to get [...]

Managing Credit Card Debt

Credit cards were primarily invented to protect people from the dangers of carrying large sums of cash and offer a small credit line for any unforeseen eventuality. What was realized by the card companies was its potential for generating significant revenue through interest. This meant that the unwary were put into a debt spiral. Many [...]

How to Get Out of Debt Without a Second Job

There are things you can do to help you get out of debt and build your savings account. All that is required is patience and discipline.
These debt tips are for people who have more money coming in than what they need to pay on their monthly bills, including credit cards. If you owe more than [...]

Being Blacklisted – Know The Facts

A blacklist is a register of persons who have been ‘red-flagged’ as a credit liability and are therefore denied access to loaning money through banks and other financial institutions. In South Africa you may be credit blacklisted because of your failure to settle your debt. However, being blacklisted is not something one should be ashamed [...]

How To Manage Your Debt

If you feel that it is getting more and more difficult for you to pay off your credit card and loan bills every month, this may be the time to start re-considering your finances, its may be that light bulb moment we sometimes get that means we must do something. Bad financial decisions can affect [...]